Atmanirbhar Bharat Ki Pehchaan,
PayCashX
Har Dukaan Ki Digital Pehchaan

Telecom, Retail, Pharma, Dairy, FMCG, Hardware and many more work with PayCashX. One App, Many Services - PayCashX

Get Started

About PayCashX

The Bharat Bill Payments system is a Reserve Bank of India (RBI) conceptualized system driven by National Payments Corporation of India (NPCI). It is a one-stop payment platform for all bills providing an interoperable and accessible “Anytime Anywhere” bill payment service to all customers across India with certainty, reliability and safety of transactions.

Bharat BillPay a One-stop access: Bharat BillPay has multiple modes of payment and provides instant confirmation of payment via an SMS or receipt. Bharat BillPay offers myriad bill collection categories like electricity, telecom, DTH, gas, water bills etc. through a single window. In future biller, categories may be expanded to include mutual funds, school fees, institution fees, credit cards, local taxes, invoice payments, etc. An effective mechanism for handling consumer complaints has also been put in place to support consumer regarding any bill related problems in Bharat BillPay.

We Ensure recurring monthly income Households need to pay their utility bills every month.

From Water Bills to Electricity Bills

From Phone/DTH recharges to monthly bill payment

Recharge solutions from your shop.

Man in glasses giving thumbs up

Services

One App, Many Services

The world's best platforms trust PayCashX for seamless digital transactions.

Mobile Recharge API

Recharge Services

Offer customers the options to Recharge Mobile and DTH services from multiple partners. Recharge transactions are frequent in nature and will ensure recurring income.

DTH Recharge API

Utility Bill Payment (BBPS)

Enable Gas, Electricity & Water Bill payments in your app or portal with ease. Every household needs to pay these utility bills every month. Offer them from your shop and ensure regular monthly income from yourself

Utility Bill Payments API

AePS

Help customers withdraw DBT, government relief funds and cash from their bank accounts using fingerprint with Aadhaar enabled Payment Services (AePS). Aadhaar Pay - Accept payments from customers using Aadhaar biometric

99%

Uptime Guarantee

100+

Active Integrations

5K+

Satisfied Clients

Desktop monitor showing PayCashX platform

Banking Services

Become the most trusted Banker of your area

No working capital required. Offer uninterrupted banking services like cash withdrawal, cash deposits, savings and loan from your shop. PayCashX is a PCI DSS and ISO 27001 certified company, which means transacting on the platform is very secure and has a time tested success ratio of more than 99.9%.

AEPS

Cash Collection

SEAMLESS CONNECTIVITY

Make productivity easier with our
ALSP Solutions

PayCashX

Our Partners

Meet Our Team

Behind every PayCashX Recharge, BBPS, and Banking Service is a passionate team of engineers, developers, and support specialists dedicated to delivering robust, scalable, and secure fintech solutions. We believe in innovation, transparency, and empowering our clients.

Sunny Singla

Managing Director

Over 18 years of experience in digital payments, AEPS-based services, and domestic money transfers, with expertise in channel partnerships, retail distribution, and direct sales.

Neha Singla

Operations Head

Responsible for managing the delivery of mobile money projects, ensuring alignment between business goals and technical execution, including coordination for recharge, bill pay, and wallet flows.

Radha Madhav

Client Service

Oversees and manages all aspects of the company's client service operations.

Mohit Kumar

CFO

A finance and accounting professional with over 15 years of hands-on experience, bringing a strong track record of accuracy, reliability, and strategic execution in financial operations. Specializes in streamlining accounting functions and ensuring compliance across TDS, GST, e-invoicing, and reconciliations.

Avinoor Romana

Head-Business Development

Responsible for building and maintaining strategic partnerships that drive retail business growth. This involves identifying and evaluating potential retail partners and alliances, and negotiating and structuring retail partnership agreements.

NEED HELP?

Frequently Asked Question

Woman pointing to her PayCashX shirt

Find quick answers to common questions about PayCashX services.

You earn a commission on every successful transaction you process, including Mobile/DTH Recharges, BBPS Bill Payments (Electricity, Water, Gas), and AePS Cash Withdrawals. The specific commission rates vary by service and transaction volume. You can check the current commission structure within the PayCashX application or portal after logging in.

To become a retailer, you need to complete a simple digital registration. You will typically need your Aadhaar Card, PAN Card, a bank account for settlement, and your shop's details. The process can be started through the PayCashX app or by contacting a local distributor. Once registered, you will need a smartphone or computer to access the platform.

You can easily load money into your working wallet using official funding methods like NEFT, RTGS, IMPS, or UPI from your registered business bank account. The funds are usually reflected instantly so you can start processing customer transactions without any delay.

If a transaction fails but the customer's bank account was debited, the amount is usually automatically refunded to the customer's bank account within a few minutes to 24 hours. You should advise the customer to wait, and for immediate support, you can use the Help/Support section in the PayCashX app to raise a ticket and check the real-time status.

Absolutely. By offering essential services like mobile recharge, bill payment, and cash withdrawal, you transform your shop into a neighborhood "Digital Banking Point." This significantly increases foot traffic, builds customer loyalty, and gives you opportunities to sell your core retail products to the new customers visiting your shop.

Yes. PayCashX is a secure platform that adheres to strict industry standards (like PCI-DSS and ISO 27001 certification). All transactions involving sensitive customer data for AePS and BBPS are secured under strict protocols as required by NPCI and RBI guidelines. You are simply the service provider, and PayCashX handles the security of the data transfer.

OUR LOCATION

Visit Our Office

We power digital businesses with secure recharges, bill payments, DTH services, and more. Whether you’re a fintech startup, retail network, or distributor, our technical team is here to support your integration journey. Visit us to discuss partnerships and grow together in the Recharge, BBPS, and Banking Services business.

# 24108, Singla Complex, Guru Ki Nagri, Mansa Road, Bathinda- 151001, Punjab

View on Google Maps

CONTACT US

Get in Touch With Us

Have questions? We're here to help. Reach out to us through any of the channels below.

Company Name

ERECHARGEX 11 PRIVATE LIMITED

Address

# 24108, Singla Complex, Guru Ki Nagri, Mansa Road, Bathinda, Bathinda, Bathinda- 151001, Punjab

Mail IDs

For Legal Purpose - legal@erechargex.com

For Customer Support - customercare@erechargex.com

For Other Queries - care@erechargex.com

Contact Numbers

+91 9780297803

+91 9780297807

Company Details

CIN:U61101PB2025PTC064825

GST:03AAICE9543M1Z9

PAN:AAICE9543M

TAN:AMRE11622C

Experience the Power

Power your platform with seamless Recharge and BBPS services through PayCashX. Join thousands simplifying utility payments and recharges with the powerful PayCashX Portal and App. From mobile top-ups to electricity bills - deliver fast, secure, and reliable transactions with ease.

Get Started Today
Recharge Services
BBPS, AePS